:root {
  --blue: #0d2937;
  --blue-bright: #28778a;
  --red: #3ba58f;
  --ink: #102a37;
  --muted: #647186;
  --line: #dfe6ef;
  --surface: #f4f7fb;
  --white: #fff;
  font-family: "Manrope", system-ui, sans-serif;
  color: var(--ink);
  background: var(--white);
  scroll-behavior: smooth;
}

* { box-sizing: border-box; }
body { margin: 0; min-width: 320px; }
a { color: inherit; text-decoration: none; }
.topbar, main > section, footer { width: min(1180px, calc(100% - 48px)); margin-inline: auto; }

.topbar { width: 100%; max-width: none; min-height: 86px; box-shadow: 0 4px 20px rgba(12,35,66,.04); }
.brand { display: flex; align-items: center; gap: 12px; font-size: 15px; color: var(--muted); }
.brand img { width: 150px; height: 52px; object-fit: contain; }
.brand strong { display: block; color: var(--blue); font-size: 17px; line-height: 1.1; }
.navbar-nav { font-size: 14px; font-weight: 700; }
.navbar .nav-link { color: var(--ink); }
.navbar .nav-link:hover, footer a:hover { color: var(--blue-bright); }

.button { display: inline-flex; align-items: center; justify-content: center; gap: 14px; min-height: 54px; padding: 0 24px; border-radius: 9px; color: white; background: var(--blue); font-size: 14px; font-weight: 800; box-shadow: 0 12px 30px rgba(11,57,124,.16); transition: .2s ease; }
.button:hover { background: var(--blue-bright); transform: translateY(-2px); }
.button-small { min-height: 42px; padding-inline: 18px; box-shadow: none; }

.hero { min-height: 650px; display: grid; grid-template-columns: .95fr 1.05fr; align-items: center; gap: 40px; padding-block: 68px 92px; }
.eyebrow { display: inline-block; color: var(--red); font-size: 12px; line-height: 1; font-weight: 800; text-transform: uppercase; letter-spacing: .16em; }
h1, h2, h3, p { margin-top: 0; }
h1 { max-width: 620px; margin: 22px 0; font-size: clamp(42px, 5vw, 68px); line-height: 1.04; letter-spacing: -.045em; }
h1 em { color: var(--blue-bright); font-style: normal; }
.hero-copy > p { max-width: 550px; margin-bottom: 34px; color: var(--muted); font-size: 18px; line-height: 1.75; }
.hero-actions { display: flex; align-items: center; gap: 26px; }
.text-link { color: var(--blue); font-size: 14px; font-weight: 800; border-bottom: 1px solid #9ab3d0; }
.trust-row { display: flex; gap: 26px; margin-top: 28px; color: var(--muted); font-size: 12px; font-weight: 600; }
.trust-row b { color: #278659; margin-right: 6px; }

.hero-art { position: relative; min-height: 510px; display: grid; place-items: center; }
.shape { position: absolute; border-radius: 50%; }
.shape-one { width: 440px; height: 440px; background: #e6f1f1; }
.shape-two { right: 10%; bottom: 6%; width: 230px; height: 230px; border: 40px solid #d9f1eb; opacity: .85; }
.phone { position: relative; z-index: 2; width: 278px; min-height: 480px; padding: 35px 18px 20px; border: 8px solid #152031; border-radius: 38px; background: #f5f7fa; box-shadow: 0 32px 65px rgba(12,35,66,.25); transform: rotate(3deg); }
.phone-top { position: absolute; left: 50%; top: 8px; width: 74px; height: 18px; border-radius: 20px; background: #152031; transform: translateX(-50%); }
.app-head { display: flex; align-items: center; gap: 10px; color: var(--blue); font-size: 11px; font-weight: 800; }
.app-head img { width: 82px; height: 36px; object-fit: contain; }
.balance-card { margin: 18px 0; padding: 18px; border-radius: 15px; color: white; background: linear-gradient(135deg, #0d2937, #28778a); }
.balance-card small, .balance-card span { display: block; opacity: .8; font-size: 9px; }
.balance-card strong { display: block; margin: 5px 0 15px; font-size: 23px; }
.mini-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.mini-grid > div { padding: 12px; border: 1px solid var(--line); border-radius: 12px; background: white; }
.mini-grid small, .mini-grid b { display: block; margin-top: 6px; font-size: 8px; }
.mini-grid b { color: var(--blue); font-size: 9px; }
.mini-icon { display: grid; place-items: center; width: 27px; height: 27px; border-radius: 8px; color: white; font-style: normal; }
.mini-icon.blue { background: var(--blue-bright); }.mini-icon.red { background: var(--red); }
.movement { display: flex; align-items: center; gap: 9px; margin-top: 12px; padding: 13px 9px; border-radius: 12px; background: white; }
.movement i { width: 8px; height: 8px; border-radius: 50%; background: #44a26d; }
.movement span { flex: 1; }.movement small, .movement b { display: block; font-size: 8px; }.movement small { color: var(--muted); }.movement strong { font-size: 10px; }

.benefits { padding-block: 100px 110px; border-top: 1px solid var(--line); }
.section-heading { max-width: 620px; margin-bottom: 52px; }
h2 { margin: 15px 0; font-size: clamp(32px, 4vw, 46px); line-height: 1.12; letter-spacing: -.035em; }
.section-heading p, .steps-copy > p { color: var(--muted); line-height: 1.7; }
.feature-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.feature-grid article { padding: 30px 25px; border: 1px solid var(--line); border-radius: 14px; transition: .2s ease; }
.feature-grid article:hover { border-color: #afc4dc; transform: translateY(-5px); box-shadow: 0 18px 45px rgba(12,45,82,.08); }
.feature-icon { display: grid; place-items: center; width: 48px; height: 48px; margin-bottom: 24px; border-radius: 13px; color: var(--blue); background: #e7eff8; font-size: 21px; font-weight: 800; }
.feature-grid article:nth-child(even) .feature-icon { color: #267c69; background: #e0f3ee; }
.feature-grid h3 { margin-bottom: 10px; font-size: 17px; }
.feature-grid p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.75; }

.steps { width: 100%; max-width: none; display: grid; grid-template-columns: 1fr 1fr; gap: 100px; padding: 100px max(24px, calc((100vw - 1180px) / 2)); background: var(--surface); }
.steps-copy { max-width: 500px; }.steps-copy .button { margin-top: 14px; }
.steps ol { margin: 0; padding: 0; list-style: none; }
.steps li { display: flex; gap: 24px; padding: 25px 0; border-bottom: 1px solid #d6dee9; }
.steps li:first-child { padding-top: 0; }
.steps li > span { color: var(--red); font-size: 13px; font-weight: 800; letter-spacing: .1em; }
.steps h3 { margin-bottom: 7px; font-size: 17px; }.steps li p { margin: 0; color: var(--muted); font-size: 13px; }

.cta { display: flex; align-items: center; justify-content: space-between; gap: 50px; margin-block: 100px; padding: 54px 64px; border-radius: 18px; color: white; background: linear-gradient(115deg, #071c2a, #176273); overflow: hidden; position: relative; }
.cta::after { content: ""; position: absolute; right: -90px; top: -130px; width: 340px; height: 340px; border: 55px solid rgba(255,255,255,.06); border-radius: 50%; }
.cta > * { position: relative; z-index: 1; }.cta .eyebrow { color: #ff8989; }.cta h2 { margin-bottom: 8px; }.cta p { margin: 0; color: #cbd9ea; }
.button-light { flex: none; color: var(--blue); background: white; box-shadow: none; }.button-light:hover { color: white; background: var(--red); }

footer { min-height: 120px; display: flex; align-items: center; justify-content: space-between; border-top: 1px solid var(--line); color: var(--muted); font-size: 12px; }
.footer-brand img { width: 132px; height: 48px; }.footer-brand strong { font-size: 14px; }
footer > a { color: var(--blue); font-weight: 800; }

@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; padding-top: 50px; }
  .hero-copy { text-align: center; }.hero-copy > p { margin-inline: auto; }.hero-actions, .trust-row { justify-content: center; }
  .hero-art { min-height: 540px; }
  .feature-grid { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr; gap: 55px; }
}

@media (max-width: 600px) {
  .topbar, main > section, footer { width: min(100% - 32px, 1180px); }
  .topbar { min-height: 74px; }.brand span { display: none; }.brand img { width: 125px; height: 44px; }
  .button-small { padding-inline: 14px; }
  .hero { padding-block: 45px 70px; }.hero-copy { text-align: left; }
  h1 { font-size: 42px; }.hero-copy > p { font-size: 16px; }
  .hero-actions { align-items: stretch; flex-direction: column; gap: 18px; }.text-link { align-self: center; }
  .trust-row { justify-content: flex-start; flex-direction: column; gap: 9px; }
  .hero-art { min-height: 450px; margin-top: 20px; }.shape-one { width: 330px; height: 330px; }.shape-two { width: 150px; height: 150px; border-width: 28px; }
  .phone { width: 235px; min-height: 420px; transform: rotate(2deg); }
  .feature-grid { grid-template-columns: 1fr; }.benefits { padding-block: 75px; }.section-heading { margin-bottom: 35px; }
  .steps { width: 100%; padding: 75px 20px; }.steps-copy .button { width: 100%; }
  .cta { width: calc(100% - 32px); align-items: flex-start; flex-direction: column; margin-block: 70px; padding: 38px 26px; }.button-light { width: 100%; }
  footer { min-height: 150px; flex-direction: column; justify-content: center; gap: 12px; }.footer-brand { display: none; }
}

@media (prefers-reduced-motion: reduce) {
  :root { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}